Understanding Your Insurance: Vision vs. Medical

You’re Covered — Let’s Help You Use It

Insurance can be confusing, but your eye care shouldn’t be. We’re here to make it simple.

Whether you need a routine vision exam or treatment for an eye health concern, we’ll help you use the right plan — and make sure you get the care you need.

---

What’s the Difference Between Vision and Medical Insurance

Vision Insurance: 

• Covers Routine Eye Exams
• Helps with glasses or contact lens costs
• Often used once per year
• Examples: VSP, Superior Vision

Medical Insurance: 

• Covers eye health problems
• Covers conditions like diabetes, dry eye, or infections
• Used as needed for medical treatment or diagnosis
• Examples: Blue Cross, Aetna, Medicare, etc.

When Do You Use Vision Insurance?

Vision plans cover routine eye exams, which check your prescription and overall eye health. They also typically help with the cost of:

• Glasses and lenses
• Contact lens fittings
• Optional lens upgrades (anti-reflective, Transitions, etc.)

We currently accept:

• VSP (Vision Service Plan)
• Superior Vision / Versant

When Do You Use Medical Insurance?

If your visit involves a medical concern — even if you wear glasses — your medical insurance may apply instead of your vision plan.

You can use your medical insurance with us if you’re being seen for things like:

👁️ Diabetes or high blood pressure affecting the eyes
👁️ Cataracts
👁️ Glaucoma
👁️ Macular degeneration
👁️ Dry eye disease
👁️ Eye infections, injuries, styes, or red eye
👁️ Sudden vision changes or floaters
👁️ Allergies or itchy eyes

We are in-network with most major medical plans, including:

• Blue Cross Blue Shield
• Aetna
• UnitedHealthcare
• Cigna
• Medicare
• Medicaid
• Humana
• TriCare
• Ambetter
• And many more!

Don’t See Your Plan Listed?

No problem! We may still be able to file your exam out-of-network, or help you use your Health Savings Account (HSA) or FSA benefits.

Don’t have insurance?

We offer affordable self-pay pricing and discounts to help keep your care within reach.

Not Sure Which Insurance Applies to Your Visit?

Call us anytime — we’ll walk you through it.
 Whether you’re booking a routine eye check or need help with an eye condition, we’ll help you use the right plan, file it correctly, and make your visit stress-free.